Comprehensive Excess Liability Insurance with Marlow Campbell Insurance Group

Umbrella liability insurance and excess liability insurance are the two primary varieties of excess liability insurance.

Excess Liability Insurance

This type pays for claims that exceed the limits of your existing policies, based strictly on the underlying scope of coverage, often referred to as a follow-form basis.

Umbrella Liability Insurance 

This serves three primary purposes:

1. Provides additional limits when the payment exceeds the limits of your underlying liability policies.
2. Picks up where the underlying policy leaves off when the aggregate amount of the underlying policy is exhausted by claim payments.

3. Covers certain claims not covered by the underlying policies, subject to the named insured's assumption of a self-insured retention (SIR).

Excess Liability Insurance is crucial because it can increase your coverage for:

• Lawsuits and legal fees associated with your business
• Property damage and personal injury cases, such as slips and falls
• Additional coverage for your Commercial Auto insurance policy
• Other excess liabilities beyond your primary policy limits

Contact Marlow Campbell Insurance Group at 1001 Pemberton Hill Rd. Suite 203 Apex, NC 27502, to learn more about how Excess Liability Insurance can offer you the extra protection you need.

For more information on Excess Liability insurance and to discuss your coverage options, reach out to us today. Protect your financial future with the right insurance solutions from Marlow Campbell Insurance Group in Apex, North Carolina.