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Directors & Officers (D&O) Liability Insurance aims to shield those holding these positions from financial harm if one of the company's workers sues them, their suppliers, clients, or third parties. In addition, D&O insurance can cover defense costs, settlements, and costs associated with wrongful acts, allegations, and lawsuits. A corporate risk management strategy must include directors and officers insurance, which can also assist your business in luring and keeping capable executives and board members.
Various claims relating to their positions with the corporation result in lawsuits against directors and officers, including:
Fiduciary duty breach that results in financial losses or bankruptcy
Side A Coverage:
Covers directors and officers for defense costs, settlement fees, or judgments if the company cannot repay them, such as if the company has declared bankruptcy.
Side B Coverage:
Covers the company for directors', officers', and employees' losses when the company does indemnify them.
Side C Coverage:
Also called "entity coverage," financially protects the corporation in its own right. Entity coverage may reduce the limits available to protect individual officers and directors.
Contact us today to keep pace with an increasingly complex risk landscape and find the best D&O insurance coverage!